With a family that includes a pre-toddler, I shop for supplies at Target weekly, sometimes multiple times a week, either in the store near me or online. But I didn’t always know about the retail giant’s loyalty program, Target Circle. Now when I shop, I first browse the Target app to check out offers, see how much money I’ve earned to use toward my purchase and download digital coupons.
If you’ve never used Target Circle, it’s easy to sign up and it’s free to use. There are some great perks that come with being a rewards program member — for instance, exclusive offers and savings.
I’ll explain how Target Circle works to save you money and how you can earn cash back while you shop — without a credit card. For more, check out these four ways to save on your next Target shopping spree.
Between deals and other benefits, the Target Circle Program can be a great way to save money. Know that bargains can vary widely from one retailer to the next. To make sure you really are getting the best deal as you browse products, you’ll want to check prices. CNET’s Chrome Shopping extension can help you do that by finding the best discounts and promo codes.
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Target Circle is the retailer’s loyalty program, which lets you earn 1% cash back on all your purchases at Target. The program includes personalized offers and digital coupons that you wouldn’t normally get without being a Circle member.
Having a Target Circle membership gets you benefits and deals that other shoppers don’t get. Here’s what they are.
You can use up to 75 offers at once. Note that all offers and earnings have an expiration date, so make sure you use them before it’s too late.
If you regularly shop at Target, there’s really no reason not to sign up for its loyalty program. To sign up, visit target.com/circle and click Create account, then provide your email address, name and phone number. You’ll also create a password at this time.
Once you’ve got a Target Circle account, you can begin using it at any time. Make sure you’ve activated any offers and coupons before you head to checkout. If you’re in the store, you just need to enter your phone number on the keypad at checkout or scan your Target Circle barcode.
If you forget to enter your phone number at checkout, enter the receipt numbers on the Target Circle dashboard or use the app to scan the barcode.
If you’re shopping online, just make sure you’re signed in to your account before checking out. You should see all your discounts applied in your cart.
After making purchases, you earn 1% cash back that you can use on future trips to the store. There’s no purchase minimum to redeem your earnings, and you can use them at any time on anything you’d like.
To redeem them in-store, head to the Wallet section in the Target app or online. Toggle the switch next to Target Circle earnings. It’ll show you how much you have available to use on a purchase. You’ll then select the box next to your earnings and click Save. Note that your earnings will expire if they aren’t redeemed within one year.
If using online, you’ll be given the option at checkout to apply your earnings.
Bonus: You can even use your Target Circle earnings at Starbucks inside Target.
Target has partnered with several other companies to give Circle rewards members additional deals. Here’s what they are.
For more Target shopping tips, here’s a Target clearance cheat sheet to help you get more and spend less. Also, if you’re interested in Target’s RedCard, read this.
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